Jun 4 2019 68275 1

Dated: 06/04/2019

Views: 303

How to find the right mortgage

1. Compare rates

We regularly survey around 4,800 banks and lenders to give you a comprehensive, up-to-date comparison.

2. Get a quote

When you find a few lenders you like, click to get a personalized rate quote based on your home purchase.

3. Apply

Once you choose a bank or lender, you'll apply for a mortgage directly with them. Then, you'll be on your way to your new home.

Current Home Mortgage Rates Comparison

On June 04, 2019, according to Bankrate’s latest survey of the nation’s largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 4.09 percent with an APR of 4.22 percent. The average 15-year fixed mortgage rate is 3.29 percent with an APR of 3.48 percent. The 5/1 adjustable-rate mortgage (ARM) rate is 3.78 percent with an APR of 6.88 percent.

Bankrate Current Home Mortgage Rates

Product Interest Rate APR
30-year fixed mortgage rate 4.09% 4.22%
20-year fixed mortgage rate 4.12% 4.29%
15-year fixed mortgage rate 3.29% 3.48%
30 Year FHA mortgage rate 3.41% 3.47%
30-year VA mortgage rate 3.42% 3.47%
5/1 ARM mortgage rate 3.78% 6.88%
7/1 ARM mortgage rate 3.75% 6.18%
10/1 ARM mortgage rate 4.04% 5.81%
30-year fixed jumbo mortgage rate 4.28% 4.41%

Last update: 06/04/2019 at 6:30 AM


Wells Fargo Current Home Mortgage Rates

Product Interest Rate APR
30-Year Fixed Rate 3.750% 3.863%
15-Year Fixed Rate 3.125% 3.324%
5/1 ARM 3.250% 4.251%

Last update: 06/04/2019

Bank of America Current Home Mortgage Rates

Product Interest Rate APR
30-Year Fixed Rate 3.500% 3.705%
15-Year Fixed Rate 3.000% 3.363%
5/1 ARM Fixed Rate 3.000% 4.223%

Last update: 06/04/2019

Quicken Loans Current Home Mortgage Rates

Product Interest Rate APR
30-Year Fixed Rate 3.990% 4.264%
15-Year Fixed Rate 3.625% 4.087%
5/1 ARM Fixed Rate 3.750% 4.715%

Last update: 06/04/2019

Chase Current Home Mortgage Rates

Product Interest Rate APR
30-Year Fixed Rate 3.875% 3.963%
15-Year Fixed Rate 3.375% 3.498%
5/1 ARM 3.375% 4.266%

Last update: 06/04/2019

Bankrate, LLC NMLS ID# 1427381; BR Tech Services, Inc. NMLS ID #1743443 
© 2019 Bankrate, LLC All Rights Reserved.

https://www.bankrate.com/mortgage.aspx?pointsChanged=false&searchChanged=true&mortgageType=Purchase&zipCode=33772&partnerId=br3&ttcid&userCreditScore=740&userVeteranStatus=NoMilitaryService&userHadPriorVaLoan=false&userHasVaDisabilities=false&userFirstTimeHomebuyer=false&userQuickClosing=false&userFha=false&userLowUpfrontCosts=false&userLowPayment=false&purchasePrice=240000&purchaseDownPayment=48000&purchasePropertyType=SingleFamily&purchasePropertyUse=PrimaryResidence&purchaseLoanTerms=30yr&purchasePoints=All&refinancePropertyValue=206250&refinanceLoanAmount=165000&refinancePropertyType=SingleFamily&refinancePropertyUse=PrimaryResidence&refinanceCashOutAmount=0&refinancePoints=All&refinanceLoanTerms=30yr

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